Ann Minch has decided to use YouTube as a venue to strike against behemoth Bank of America.We give her a lot of credit for fighting the big bank and trying to form a group to unite all debtors against their creditors. It hasn’t been a easy battle for her, but by holding out and not paying and making a successful video the bank finally buckled and lowered her interest rates.

I had my rates increased by Chase when I had an excellent payment history. They punish good behavior and treat the bad debtors even worse. That is a sign of a bad company.

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